[1]
Muhammad Zahwan Latif and Utomo, R.G. 2024. Analysis of Factors Affecting the Use of Digital Paylater Transactions Using the Hedonic-Motivation System Adoption Model (HMSAM). International Journal on Information and Communication Technology (IJoICT). 10, 1 (Jun. 2024), 28–40. DOI:https://doi.org/10.21108/ijoict.v10i1.896.